Stephanie Simmons

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4 Simple Ways to Increase your Online Presence

4 Simple Ways to Increase your Online Presence
Do the words Twitter, Facebook and Blogging make you nervous? Have you thought about increasing your online presence to capture a new market but aren’t sure where to start? Staying up-to-date with the latest trends in technology when marketing and selling insurance may seem overwhelming and...

Top 10 Finance Blogs in 2009

Top 10 Finance Blogs in 2009
As 2009 draws to an end, the “list” making begins. One of the most outrageous I’ve seen includes the Top 10 Most Annoying Alarm Clocks. So, in the spirit of list making, I thought I’d compile my own. Here are my Top 10 Favorite Personal Finance Blogs of 2009 (in no particular...

Case Study: Acquiring an Agency With No Out-of-Pocket Expense

Case Study: Acquiring an Agency With No Out-of-Pocket Expense
Agent Profile: Insurance Experience: 5 years Annualized Commissions: $60,000 Product: P&C Credit Score: 550 State: IN Debt-to-Income Ratio: 35% Situation: Agent X has been selling P&C insurance for 5 years building a strong book of business that has annualized commissions of...

Colonial Life Agent Beats the Downturn

Colonial Life Agent Beats the Downturn
Once a month I highlight an independent agent in our monthly eNewsletter, Edge, who has successfully been able to grow their business despite the recent economic downturn. The agent normally talks about how they’ve expanded their product base, started cross-selling to their clients or other marketing...

Top Five Things to Look for When Selling a Book of Business

Top Five Things to Look for When Selling a Book of Business
A rare and unique class of alternative financing aimed specifically at agents, which recognizes their commission stream as an asset, has emerged. Selling renewal commissions for immediate capital is a debt-free alternative financing option available exclusively for insurance agents. However, choosing...

Competition Expected to Grow in Disability Market

Competition Expected to Grow in Disability Market
Although the outcome of the health care reform is uncertain, the need and demand for Disability insurance is inevitable. According to the National Association of Health Underwriters (NAHU), nearly 33% of all Americans will suffer a serious Disability between the ages 35 and 65 that will last for an average...